Assistance for renters coming

Good, but of course much more is needed.

Houston officials expect to get up to $70 million in federal stimulus funds to help renters in the city make their monthly payments and use toward other housing expenses.

The $900 billion federal stimulus package Congress approved late last year did not include more assistance for cities and states, but it did allot $25 billion in emergency relief for renters. Those funds will pass through states and local governments that represent more than 200,000 residents.

Mayor Sylvester Turner said Wednesday he expects Houston’s share of those funds will arrive soon. Bill Kelly, the city’s director of intergovernmental relations, said he estimates the city will get an allocation of $65 million to $70 million. The money will go through the Treasury Department, and the law calls for making the payments within 30 days of its passage, which would be Jan. 26.

“My personal goal is to make sure we have this thing done by February 1,” Kelly said of developing the city’s program.

[…]

To be eligible under the law, households must be renters and have at least one individual that qualifies for unemployment or has experienced financial hardship due to COVID-19; demonstrate a risk of homelessness or housing instability; and have a household income at or below 80 percent of the area median income. For a family of four in Houston, that would be $63,050.

The law prioritizes applicants who have been unemployed for 90 days and households below 50 percent of the median income, around $39,000 in Houston for a family of four. The city could adopt additional requirements and priorities.

The city previously used about $30 million of federal Coronavirus Aid, Relief, and Economic Security, or CARES, Act funds to direct toward renters. It also used roughly $20 million for direct assistance, in which recipients can use the money as they see fit. BakerRipley, a community nonprofit, administered those funds.

The first round of $15 million was distributed on a first-come, first-served basis, but the city pivoted in the second round to distribute the money based on need.

I’m sure this will help a lot of people, and I’m sure the city will do everything it can to get the program up and running quickly. More is obviously needed, but I expect another, bigger relief package coming as soon as possible after January 20, so at least part of the problem should addressed. But look at all the qualifiers in the two paragraphs above, and ask yourself how many people might not know they’re eligible, or might not know how to apply for the funds, or who just need them faster than that to avoid eviction or other hardship. In normal times, it makes sense to make sure all the funds are used super-efficiently, and not wastefully. The cost of making it harder and take longer to get the funds is worth the tradeoff. We’re as far from normal times as we can get. Maybe we just need to make it easier to get as much money as is needed into the hands of everyone who might need it, and not worry too much if some of it goes to the “wrong” people. There’s got to be a better way to alleviate suffering in crisis times.

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